Privacy Policy

Data collection, processing, cookies, & more

Introduction

FundOnion Limited (“We”, “Us”, “Our”) want any visitors (“You, “Your”) to our website (www.fundonion.com and any affiliated subdomains) to understand the data we collect, as a data processor and controller, and for any relevant data subjects to understand their respective rights.

This privacy policy (“Privacy Policy”) was last updated as noted above. We reserve the right to change, modify, or adapt this policy from time to time and you are advised to check this back to this policy on occasion to see if any amendments have been made.

About us

“FundOnion” is the trading name of FundOnion Limited, a company incorporated and registered in England & Wales, having company number 12743839 and registered office address at Kemp House, 160 City Road, London, United Kingdom, EC1V 2NX. For any privacy related queries, we can be contacted at hello@fundonion.com. FundOnion Limited is the legal entity that is the data controller for your personal data. FundOnion is registered with the UK Information Commissioner’s Office and Our ICO number is ZA776758.

Information we collect

We are an online business and therefore we are required to collect certain details about our customers in order to provide our services to them. Equally, we collect some traffic data in respect of our website in order to optimise user experience and to collect analytics.

As a result of such activities, we may collect, from time to time, “personal data” about you. “Personal data” means information that could be used to identify an individual (you). This can include information such as name, date of birth, contact information, financial information, as well as technical information such as your IP (internet protocol) address.

We may collect personal data from you where you correspond with us with regard to the purchase of any of our products or with regard to any query in respect of our products. This will most likely be via email communication but may be by telephone or online via our website should you submit an enquiry to us. Our website also operates certain cookies which will collect personal data when you visit our website – see our section below on cookies for further information.

How we use your personal data

We use your personal data in order to provide our services and products to you and in order to collect analytics in respect of our website traffic. Should we send you promotional or marketing information then we rely on your consent as a soft opt-in based on your previous correspondence with us and potential use of our products or services. Should you wish to stop receiving any such communications then you may contact us at hello@fundonion.com.

Our basis for processing personal data

In respect of any personal data we process during the course of providing our products or services to you (such as correspondence regarding the delivery of a policy or otherwise), we process that data on the basis of fulfilment of a contract between us and you.

In respect of any personal data we process following the fulfilment of any applicable contract between us and you, we also hold a legitimate interest in processing such data in order to improve our products and services, and also where you have indicated that you may wish to obtain further products and services from us in the future.

In respect of any personal data we process via our website through cookies or similar, we do this under a legitimate interest basis as we have a legitimate interest in running our online business which includes monitoring online traffic to our website and overall user experience.

In respect of any personal data we process in order to maintain the required legal or financial transaction records or for any other legal or regulatory obligation which might come into place from time to time, we do this as we are complying with a legal obligation and we are protecting our legitimate business interests from any claims.

No one other than a party to these Terms and Conditions shall have any right to enforce any of its terms and the rights of the parties to terminate, rescind, or agree any variation, waiver or settlement under these Terms & Conditions are not subject to the consent of any other person under the Contracts (Rights of Third Parties Act) 1999 or otherwise.

Sharing of personal data

We may share your personal data with our directors, officers, employees, and agents from time to time for the purpose of conducting our business. Further, FundOnion is a comparison website and We may share your personal data with both lender and non-lender partners (“Partners”) as detailed in our Terms & Conditions. We may also share personal data with service providers via Google Analytics (see our cookies section for further information) as well as to our other system providers, third parties should it be reasonably required during the course of a business sale of us, or for legal or regulatory reasons or to comply with a government authority or police order.

Third party links

Our website may, from time to time, host third party links. You are encouraged to review the privacy policies of any third parties to our website and we take no responsibility for any such third party links.

Data storage, retention, & security

We store all of your personal data within the UK in a secure and proportionate manner relative to our business activities. We do not share information outside of the European Economic Area (“EEA”).

We retain your personal data for so long as is reasonably required in order for us to fulfil the purpose that the data was collected for (as noted within this policy). In some cases we will be required to keep certain information for legal, financial, or accounting purposes and this may be for a minimum of six years.

We keep the personal data of our data subjects limited on a ‘need-to-know’ basis and only disseminate the information to our directors, officers, employees, agents, advisors, or service providers as required for us to carry on our business.

Rights

You, as a data subject, have certain rights under applicable data laws including under The General Data Protection Regulation (EU) 2016/679. Your rights include:


  • the right of access to your personal data
  • the right to be informed about our collection and use of your personal data
  • the right to rectify any inaccurate or incomplete personal data
  • the right for your personal data to be deleted
  • the right to obtain a copy of your personal data (portability)
  • the right to object to us using your personal data for certain purposes (such as direct marketing)
  • the right to withdraw your consent as a processing basis for your personal data.

If you should wish to exercise your rights in respect of your personal data please contact us at hello@fundonion.com. You are entitled to contact the Information Commissioner’s Office if you should feel that we may have mishandled your data and further information about the ICO can be located at https://ico.org.uk.

Cookies

PHPSESSID This cookie is native to PHP applications. The cookie is used to store and identify a users' unique session ID for the purpose of managing user session on the website. The cookie is a session cookies and is deleted when all the browser windows are closed. Necessary

skimGUID This cookie is set under the domain skimresources.com. The cookies is used to record data about the visitor to optimize the relevance of the ads served. 1 year Advertisement

skimORIGIN null 1 year Other

_ga This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors. 2 years Analytics
_gid This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the wbsite is doing. The data collected including the number visitors, the source where they have come from, and the pages visted in an anonymous form. 1 day Analytics

_gat_gtag_UA_170267909_1 Google uses this cookie to distinguish users. 1 minute Analytics

EE This cookie is set by exelator.com. The cookies is used to store information about users' visit to the website. The data includes the number of visits, average time spent on the website, and the pages that have been loaded. This information is used to provide the users customized and targeted ads. 3 months Advertisement

ud This cookie is set by exelator.com. The cookies is used to store information about users' visit to the website. The data includes the number of visits, average time spent on the website, and the pages that have been loaded. This information is used to provide the users customized and targeted ads. 3 months Advertisement
_cc_dc The cookie is set by crwdcntrl.net. The purpose of the cookie is to collect statistical information in an anonymous form about the visitors of the website. The data collected include number of visits, average time spent on the website, and the what pages have been loaded. These data are then used to segment audiences based on the geographical location, demographic, and user interest provide relevant content and for advertisers for targeted advertising. 8 months Advertisement

_cc_id The cookie is set by crwdcntrl.net. The purpose of the cookie is to collect statistical information in an anonymous form about the visitors of the website. The data collected include number of visits, average time spent on the website, and the what pages have been loaded. These data are then used to segment audiences based on the geographical location, demographic, and user interest provide relevant content and for advertisers for targeted advertising. 8 months Advertisement

_cc_cc
The cookie is set by crwdcntrl.net. The purpose of the cookie is to collect statistical information in an anonymous form about the visitors of the website. The data collected include number of visits, average time spent on the website, and the what pages have been loaded. These data are then used to segment audiences based on the geographical location, demographic, and user interest provide relevant content and for advertisers for targeted advertising. 8 months Advertisement

_cc_aud
The cookie is set by crwdcntrl.net. The purpose of the cookie is to collect statistical information in an anonymous form about the visitors of the website. The data collected include number of visits, average time spent on the website, and the what pages have been loaded. These data are then used to segment audiences based on the geographical location, demographic, and user interest provide relevant content and for advertisers for targeted advertising. 8 months Advertisement

skimCSP This cookie is set by SkimResources. The cookie is used to record data on the visitor to optimize the relevance of the advretisements served to the users. 1 year Advertisement

Governing law

This Privacy Policy shall be governed by and in accordance with the laws of England & Wales and the courts of England & Wales shall have exclusive jurisdictions in relation to any claims, issues, or otherwise associated with this Policy.

Contact us

We’d be happy to answer any questions you have about this privacy policy. Please contact us on hello@fundonion.com.